Privacy Policy

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My Pham Ins Agency, Inc. (including 'My Pham Agency,' 'The Pham Agency,' and 'My Pham')

Effective Date: 02/18/2025

1. Introduction
My Pham Ins Agency, Inc. ("Company," "we," "our," or "us") is committed to protecting your privacy. For the purposes of this policy, 'My Pham Ins Agency, Inc.' includes and operates under the names 'My Pham Agency,' 'The Pham Agency,' and 'My Pham.' This Privacy Policy outlines how we collect, use, and safeguard your personal information when you use our services, website, and any associated applications (collectively, the "Services"). By accessing our Services, you agree to the terms outlined in this Privacy Policy.

2. Information We Collect
We may collect the following types of information:
a. Personal Information: Name, contact details, address, date of birth, Social Security number, driver’s license information, and other information required for insurance-related services.
b. Financial Information: Payment details, banking information, and transaction history.
c. Technical Information: IP address, device details, browsing history, and cookies to improve our website functionality.
d. Communication Data: Any information you provide when contacting us via email, phone, or online forms.

3. How We Use Your Information
We use your information for the following purposes:
a. To provide and manage our insurance services.
b. To process transactions and payments.
c. To communicate with you regarding your policies, claims, or inquiries.
d. To improve our Services and customer experience.
e. To comply with legal and regulatory requirements.
f. To prevent fraud and enhance security.

4. Information Sharing and Disclosure
We do not sell or share your personal information or mobile phone for marketing purposes. However, we may share your data in the following situations:
a. With Service Providers: Third-party vendors who assist us in operating our business.
b. With Insurance Carriers: When required to provide you with insurance coverage.
c. With Legal Authorities: If required by law, court order, or to protect our legal rights.
d. With Business Partners: When necessary to provide additional services requested by you.

5. Data Security
We implement appropriate security measures to protect your personal information from unauthorized access, alteration, or disclosure. However, no method of transmission over the internet is entirely secure, and we cannot guarantee absolute security.

6. Your Rights and Choices
Depending on your jurisdiction, you may have the following rights regarding your personal information:
a. The right to access, update, or delete your personal data.
b. The right to opt out of marketing communications.
c. The right to request restrictions on data processing.
d. The right to file a complaint with a data protection authority.

7. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance user experience and analyze website traffic. You may modify your browser settings to refuse cookies, but this may affect the functionality of our Services.

8. Third-Party Links
Our Services may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies.

9. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes will be effective immediately upon posting. Your continued use of our Services signifies acceptance of the updated policy.

10. Contact Us
If you have any questions regarding this Privacy Policy, please contact us at:
My Pham Ins Agency, Inc.
Address: 3030 N Josey Ln Ste 112, Carrollton, TX 75007
Email: mpham2@farmersagent.com
Phone: 214-483-9494